There are 1.4(approx.) Billion Indians , and more than 95%(approx.) Indians have Financial demand, and most of them are not being serviced by the existing financial institutions.
Now we are here. By using our AI technology , Mobile based Platform, Big Data analysis ,we provide best Financial service to eligible banked/un-banked Indian citizens in a Easy, Fast, Transparent, & Secure way.
With us you can be assured of best customer experience, world class product and services , Secure and confidential engagement. We trust you, we help you, We grow with you. One Credit For All Indians. Experience today.
You can borrow starting from ₹1,000 to ₹2 Lakhs.
Download the KreditOne app from the Play Store or the link provided on our website www.kreditone.in
Don’t worry – You can again start your application from same step from where you left off, once you re-start the app.
We don’t want our customers to wait, so you can reach out to us at info@KreditOne.in and we promise to respond you at the earliest.
The SMS is delivered by your network operator, so network issues can prevent you from receiving the OTP. You can try switching off and restarting your phone. Or else, you can try after some time.
We decide the eligibility of every borrower based on our own set parameters and algorithms. Don’t worry if your loan did not get approved – it is not necessarily a reflection of your credit worthiness. Our loan assessment process is a function of multiple factors and in line with policies of our partners, in case you are rejected, you may re-apply later to review your status.
Completing your profile and uploading your documents should not take you more than 5 minutes. Once all your documents are provided correctly, and your account is verified, you may receive the approved loan amount in your bank account within minutes.
No, you only need to upload your documents the first time you apply for a loan. Once your documents have been successfully verified and your KreditOne profile is confirmed, you don’t have to re-submit your documents the next time you apply for a loan through us.
No, a photocopy or scanned copy of your documents will not be accepted. We require photos of your original documents only.
No, you can only upload the documents through the app.
Please ensure that you upload clear photos of your original documents. Clicking a photo of a photocopy of your documents or photo of document saved on another mobile or computer screen may not work.
Yes, your data is safe with us. It is transferred over a secure connection and we do not share it with anyone without your consent.
The loan amount you are eligible for depends on multiple factors and based on that you are allocated a maximum disbursal limit that you can avail.
Repeat borrowers with good repayment record with us have better chances of higher loan amount.
No, an individual is can take only one loan at a time. You can avail another loan once you have repaid the ongoing loan. There is no cap on the number of loans you can apply for through a period of time.
No, loan terms and repayment date cannot be changed.
No. All our charges are transparent and communicated to the customer upfront.
We need your bank account details to be able to transfer the funds you need to that account.
No, you can only get the amount transferred to your own bank account.